Tag Archive for Income

Green Leaders Academy Malaysia

It started with a DREAM.  That DREAM Turned into REALITY!! 

Because WE MAKE IT HAPPEN! 

Alhamdullilah berkat usaha berterusan dan consistent tuntut ilmu daripada leaders hasilnya terciptalah GLG Team hari ini.

After 2 years CDM Hanis Haizi berkecimpung dalam business Premium Beautiful, maka tertubuhlah Green Leaders Group, ketika itu pencapaian Green Leader Group pertama kali dalam sejarah bawa 2 busses of business partners to Hong Kong pada June 2011.

Click this entry : http://www.hanishaizi.com/2011/06/hong-kong-with-hanis-haizi-friends-day.html

Dalam banyak-banyak CDM di Malaysia, our team is the YOUNGEST TEAM but yet the FASTEST TEAM untuk bawa satu BUS of business partners pergi melancong.

Tak cukup pencapaian itu, seterusnya semasa pergi ke Holland we were the ONLY team yang bawa satu BUS of business partners!!  Congrats to ALL Green Leaders Group members!!

[vimeo 42076915 w=400 h=300]

Seterusnya pergi ke Vietnam hampir Satu Flight!!  Lebih kurang 3 bus!  Seronok tak terkata.  Dan baru-baru ni pergi ke Guangzhou, kami bawak lebih dari 1 flight business partners from GLG. Dan the total number of buses were 5!!

the bigger the BETTER!
tapau 2 flight!!

Green Leaders Group is led by young generation, hence all ideas are fresh and unique! We like to step forward and move fast!

We are the NO 1 ONLINE PIONEER in this business, because back in 2009 masa tu Premium Beautiful tidak dikenali lagi.  And starting from CDM Hanis Haizi, the founder of Premium Beautiful Top Agent and Green Leaders Group, maka terciptalah Revolusi Premium Beautiful Online!

Dan yang dapat tempias ialah rakan-rakan kongsi!! 🙂 To all CDM Hanis Haizi’s GLG Team we have special topics on social media marketing, how important is internet in our lives. Kalau kita tak step forward kita akan ketinggalan.  Everybody will have the opportunity to learn the “workable method”.

The best part of it all is that if you GOOGLE Premium Beautiful, boleh kata 98% adalah from Green Leaders Group!!

Common keyword! CDM Hanis Haizi’s name also dah jadi Keyword for Premium Beautiful… kata legend kan? 😛

Now Green Leaders has their own Academy, specially for team members, hands on training on Motivational talk, Technical part on Premium Beautiful corset, Setting Efficient, and Goal Setting.  Social media marketing is also part of the knowledge that we share, especially topics on blogging and Facebook.  Most of our team members banyak comes from IT background, maka mereka juga contribute kepada semua ilmu-ilmu ini.

masa ni buat POWER UP session

Gerak Gempur mengikut Zon jugak dilakukan untuk rakan-rakan kongsi yang luar dari KL untuk serap aura leader!   Thank you to all CDMs from GLG group yang sama-sama menjayakan program GLG Gerak Gempur Seminar!

Zon Selatan
Zon Pantai Timur
Be apart of our TEAM today!!
Be in the Right Group!
Choose GLAM!!
We will guide you to Success!
012 284 5882

Is it enough?

An article from The Star, Saturday 14 July 2012.

WHEN I first started my job as an architect in the 1960s, I was on a three-year contract with a monthly salary of RM628. I bought my first car, a Peugeot which cost RM7,724, equivalent to approximately one year of my salary. The car became my reliable companion for 14 years. Those were the good old days, when a car could be bought with just one year of a fresh graduate’s salary.

Circumstances have since changed. Today, for a fresh graduate to own a car in Malaysia, it will easily cost him four years of his salary to purchase a foreign car, and even a local car costs around two years of his salary. If we take into consideration his living expenses and other commitments, it may take him even longer to settle his car loan. Hence, it has left him with very little option but to take the maximum car loan financing tenure of nine years.

In the table illustration below, a fresh graduate in the Washington D.C. earning about RM11,000 (about US$3,500) per month can easily buy a Japanese Honda Civic or Toyota Corolla worth RM50,000 as it is only 0.4 times of his yearly salary.

On the other hand, a fresh graduate in Malaysia earning about RM2,500 per month needs to pay RM120,000 if he would like to buy the same type of car. It costs him four times his gross yearly salary. This ratio is 10 times higher than his US counterpart.

For youths in Malaysia, buying a car is more expensive both in real terms, and in terms of debt-to-income ratio. In reality, it means they have to either purchase a car with lower price tag or commit to a longer term loan to own a car, which cost them the opportunity of owning a home.

This situation requires our youth to choose between buying a car or a house first, and many have committed to own a car first, considering our public transportation system is still in the process of being improved.

Many fresh graduates in Malaysia who start to serve their car loan tend to delay their plan of purchasing a home.

Unfortunately by the time they can afford to purchase a home, be it three, five or nine years later, the price of a property would have escalated due to among other things, inflation, higher construction cost and higher land prices.

While it may be safe to say that their salary would also increase, generally speaking the increment may not aligned to the rate of inflation. In most cases, owning a home will be a huge debt lasting 30 to 40 years of housing loan repayment.

What can be done differently to change the circumstances? Is there a better way for them to financially plan their future? These are questions that Malaysian youths ought to consider before purchasing any big-ticket items.

Let’s look at the table again. It also lists the median price for three-bedroom apartments in the suburbs of these cities. The median price of an apartment in the Klang Valley is around RM300,000, equivalent to 10-year gross income of our fresh graduates. The affordability level is more favourable compared to other Asian countries, such as Indonesia and Thailand. The prices of same size apartments in Jakarta and Bangkok range from RM350,000 to RM400,000, and costing their fresh graduates 13 to 18 years of gross yearly income to purchase a house.

Therefore, when it comes to the question of home affordability in Malaysia, we are blessed compared to our regional peers.

However, there are many factors that contribute to the challenge for our youths to own a house. Two primary factors are the additional financial commitment of purchasing a car, and the relatively lower income level in our country compared to our Western counterparts.

When fresh graduates spend a substantial amount of their salary paying for a car, they are left with little savings to own a house, and their house affordability level decreases over the years as prices rise due to inflation.

Clearly the income level of our graduates has to rise, to enable better quality of living and higher affordability level, which is the current government’s focus to make Malaysia a high income nation by 2020.

Perhaps it is also time to re-look at our national car policy and how it has affected the house affordability level in Malaysia. From the numbers above, it is clear that our cars are costing us our homes.

> FIABCI Asia Pacific chairman Datuk Alan Tong has over 50 years of experience in property development. He was FIABCI World president in 2005/06 and was named Property Man of The Year 2010. He is also the group chairman of Bukit Kiara Properties. (email at feedback@bukitkiara.com)

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I seriously believe that our salary (or maybe just my salary) is not enough to sustain the rising cost of living today.  Even with a combined income, we (my husband and I) are still struggling to make ends meet.

Hence, that is the reason why both of us had searched high and low for a part time business that can help us supplement our income.

Now, with the Premium Beautiful income and bonus, I can safely say that we can now breathe easier and can look forward to a better future.  InsyaAllah, with Allah’s willing, we shall try our best to provide for our growing family.

Want to know how Premium Beautiful business can help you?  Let’s talk… zahureen @ 012 284 5882

Confession of a Workaholic

Yes… I am a workaholic…

I have been working non-stop for the past two months.  When I said non-stop, I meant more than 12 hours a day for 7 days a week.

It is not something that I am proud of – less time spent with the family.  However, I am the type of person that takes responsibility very seriously.  Hence, when the work is expected to be completed within the given time, I will make sure that it will be ready by then.

Despite the hectic work schedule, I had managed to spread the Premium Beautiful love to others and was so happy that I was able to share the greatness of the Premium Beautiful product and business.  Alhamdulillah, 2 clients were satisfied with the their very own Premium Beautiful sets.  It just gives me pleasure to hear their rapid development from the moment they slip into their Premium Beautiful sets.

That is the beauty of this business… Not only does it give you the opportunity to earn extra income to sustain in the current high economic condition, it also gives you the pleasure of being able to help others to achieve their goal in reducing weight, gaining self-confidence and even cure sickness (InsyaAllah).  The feeling is GREAT!

Oh, we also managed to squeeze in a Premium Beautiful tuition session last month.  I am truly grateful to have 2 great business partners that were willing to sacrifice their Sunday afternoon to equip me with the knowledge on the business and product.  I would not be where I am now without DSM Nurul Asyikin and DSM Nor Irdawati… They are the ones that have been constantly motivating and encouraging me to pursue my quest in this Premium Beautiful business.

The lovely Irda & Nurul

 

I also had the opportunity to meet my idol in this Premium Beautiful business, CDM Salha Zain!!!  Even though the meeting was brief, the advice that she had shared was enough to motivate me to charge ahead and not look back.  Thank you so much, Salha!

20-weeks pregnant me, Beautylicious Salha & lovely Irda

So, despite the hectic schedule, with the right attitude and great support group, you can still succeed in this Premium Beautiful business.

Don’t forget, the London & Paris promotion is still ON.  So come on and join our bandwagon as we fly our way to London & Paris, in style!

Let’s talk.

zahureen @ 012 284 5882

 

Confession of a Busy Bee

Office work has been endless.  Things just keeps on piling on my plate and there is not much for me to do except to make sure it is completed within the given dateline. *sigh*

However, I am not neglecting this Premium Beautiful business of mine because it is just too beautiful to let go.

Doing this business part-time is easy.  Many of the successful members of the Green Leader Group are doing it part-time.  With the right group, and the great support from the Leaders (accompanied by the right mental attitude), InsyaAllah success will entail.

 

CDM Hanis Haizi & CDM Salha Zain, the 2 great leaders from GLG (picture courtesy of salhazain.com)

 

You don’t really need to do hard selling for Premium Beautiful because the product is well known for its quality and its effectiveness has been proven with the various testimonials.  Just google it and you can find many people talking about the greatness of the product.  That is also why Premium Beautiful is now being sold globally!  We now have business partners in Australia, Dubai and even the UK.

So what you need to do is just to establish your network – blog, facebook, twitter, and other various social media channels that you have and start leveraging on it.  It is as simple as that.  Of course you have to put in your 100% effort in it.

And don’t think that your effort will go unnoticed.

Every achievement that you make will be rewarded, starting with the 1st month bonus of RM4,500.

There is also the SM/SSM award night where the Company will recognise the achievement of the newly promoted Sales Manager and Senior Sales Manager.

Picture courtesy of salhazain.com

Then, there is also the “Anugerah Jam Tangan” for those that achieve RM100,000 sales in a month.  This award is also known as the jam tangan berhantu because many that had received the watch goes on achieving many more great milestones in the business.  No wonder everyone is fighting hard for it.

Picture courtesy of salhazain.com

 

Oh, also not forgetting the 3 annual FOC trips for those that achieves the business targets set by the company in a year.  Those trips are not like any other trips, where the company treat all its distributors to a five star vacation to great destinations around the globe!

Pictures courtesy of salhazain.com

*melt*

So that is why even though I am swamped with work, I still am pursuing this Premium Beautiful business.  If you want to share the greatness of the business, please feel free to contact me.  I am always available to let you in the beautiful business secret.

zahureen @ 012 284 5882

 

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